The storms have led to a rush of calls to insurers’ 24 hour telephone service centres and people wishing to make claims are asked to be patient in trying to get through. He said motor and household policies cover storm damage and damage caused by falling trees or other debris. IDRO State Co-ordinator for South Australia, Chris Newland said with more than 26 per cent of households in South Australia totally uninsured, the one-year anniversary of the Canberra bushfires and recent fire incidents in South Australia were chilling reminders to be prepared for the devastation fire can cause.
Householders must prepare for the threat of fire by completing their hazard reduction programs, checking all their fire fighting equipment is working properly and stored in an accessible area, and ensuring they have adequate insurance to cover the replacement cost of their property. Investment Property Depreciation Schedule When assessing category II test specimens (as defined in BS EN ISO 140-8:1998) for use with new build floor types 2A and 2B, the performance value ( ∆ L w ) should be achieved when the floating floor is both loaded and not loaded.
Following the devastating bushfires in New South Wales, the ACT, Victoria and Tasmania last year, insurance assessors discovered many families who were severely underinsured, with some only covering half of the actual value of their damaged and lost property. The standards referred to in this section are in places open to mis-interpretation, and do not cover all matters relevant to acoustic tests carried out in connection with this Approved Document.
Approximately one in three households affected by the Canberra bushfire did not have enough insurance to recover all property lost in a fire. Others had no insurance at all and had to rebuild their lives from scratch, In this Approved Document where the minimum mass of a floor is specified it is assumed that the floor is reasonably uniform. The acoustic performance of floors which have the required mass but are composed of elements having very different mass per unit area is not known. Where a mass is specified for walls it is expressed as mass per unit area. The mass may be obtained from actual figures given by the manufacturers or it may be calculated by the method given in this annex.